uk personal & business bank accounts

 

   visa card cheque bookvisa electron

UK Bank Accounts For Those With Bad Credit

 

UK personal bank accounts with Visa debit card

for those of you who have poor, adverse or no credit history at all

 

All information correct as of 17th November 2011

(Also see our bad credit UK Business Bank Accounts & Prepaid Credit Cards page)

 

 

 

Secure Trust Bank

A Guaranteed Current Account & Prepaid MasterCard

 

100% Acceptance.

(subject to ID check)

No Credit Checks.

 

Bank has been in operation for 60 years.

 

Transfer funds from your bank account to your prepaid MasterCard when you need to use it.

 

Online and telephone banking.

 

You can pay in cash or cheques at any branch of Barclays and also load your prepaid MasterCard at Payzone outlets.

 

 

secure trust bank

 

Click on image for your

guaranteed bank account

 

 

 

Have you tried to open a standard personal UK current bank account with a UK high street bank but find that because of bad credit (CCJs or defaults), a poor repayment history, an IVA or even bankruptcy, a low credit score (not living at your current address for long, low earnings etc) or are simply not registered on the electoral roll you are turned down again and again? If so, don't worry, you're not alone.

 

If all else fails, you could apply (and be accepted) for a very basic bank account such as the HSBC basic bank account.

 

However, although such accounts are fully functional bank accounts, they do not provide much in the way of useful facilities such as a debit card or cheque book. Everyone needs a debit card for buying online or in a shop.


If you require a bank account with these more useful facilities then we can provide you with the hard to find information enabling you to open a UK bank account with a major UK bank or building society. The various UK bank accounts we can tell you about are available to almost anyone even if you have any of the credit problems mentioned previously.


Provided you do not have a history of fraud (indicated by CIFAS flags on your credit file) you will be not be refused for one of these bad credit UK bank accounts.

 

We can even provide details of UK bank accounts for undischarged bankrupts.

 

You will simply need 2 forms of ID (identity and address) to open these bank accounts. This is a requirement for all those opening a UK bank account today.

 

You can apply for these various bad credit UK bank accounts by post, online or in the branch. You may be required to visit the bank to present your ID documents. The only checks done will be to make sure you do not have any CIFAS fraud flags on your credit file and to check your bankruptcy status.

     

We also recommend that you pay your income into the account. This will help enormously if you should ask the bank for an account upgrade at a later date.

 

If you have any queries or questions then please visit the page here and fill in the enquiry form. Thank you for your interest in our site.

 

 

 

Vanquis Bank

Visa Credit Card

 

This card only has a starting credit limit of £250 and is not guaranteed but is one of the few unsecured UK credit cards that is available to those people who have a bad credit history.

vanquis

 

Representative Example:

 

Purchase annual interest rate 39.94% (variable).

Amount of credit £1000.

Representative 39.9% APR (variable)

 

 

 

eplatinum
 

E-Credit Plus

e-Platinum Plus Shopping Card

 

This is a guaranteed shopping card with a credit line of up to £5000.

 

 

 

cashplus

Gold Prepaid MasterCard

 

The most popular and only Gold

prepaid MasterCard in the UK.

 

No Credit Checks.

100% Acceptance.

Deposited funds are held by RBOS.

 

Over 1/2 million cards issued so far.

 

This card can also help you build

and improve your credit history.

 

 

cashplus

 

Click on above prepaid MasterCard

 

 

 

"Just a note to thank you so much for the help you provided in obtaining a
bank account. Today I have just received my cash/debit card and pin number.

This is all in spite of me having 3 CCJs and a mortgage repossession against

me." - S.R. Cheshire, UK

 

We have several current bank accounts we can recommend depending on your requirements and/or circumstances:-

 

 1. Several personal UK bank accounts with Visa, Visa Electron or Maestro debit cards

 2. Personal UK bank account with cheque book & ATM card

 3. Personal UK bank accounts for those undischarged from bankruptcy

 

 

 

1. UK Bank Accounts with Visa Debit Card for those with

bad credit

 

 

visa card atmvisa electron

    These various UK personal bank accounts will provide you with the following benefits & facilities (you will receive details of all these adverse credit accounts):

  • Visa, Visa Electron or Maestro Debit Card immediately.
  • Cheque book plus overdraft facility possible with one of the Visa debit card accounts after trial period (usually 6 months provided basic account has been operated in a satisfactory manner for this period).
  • UK high street banks.
  • Internet & telephone banking.
  • Standing orders & direct debits.
  • Normal cheque clearance times.
  • Not available to undischarged bankrupts.
  • CCJs, defaults, poor payment history allowed.
  • Non-UK residents living in UK accepted.
  • You will also receive the UK cheque book bank account information package (detailed below) plus the bankrupt bank account information package (detailed below) plus all the special bonus extras listed free of charge.

 

Click HERE to order this UK Visa / Visa Electron / Maestro Debit

Card Bank Accounts Information for only £29.95

 

    Click here for the bonuses that come with this UK debit card bank account information.

Click the Order Now button below to order this UK bank account information

by Credit or Debit card.

    Important: When ordering, please enter a valid postal address for verification purposes.

    We will then email you the details of the page where these UK debit card bank account

    details and all future updates can be found.

debit card account

order button

 

You will receive your order by Email once it has been verified.

 

To order this UK debit card personal bank account information by Cash, Cheque

or Postal Order still click on the button above and follow the instructions.

 

site

Click On Above Image To Visit Our Credit Information Site

 

 

 

Capital One

Capital One Visa Credit Card

 

Like the Vanquis Visa card above, The Capital One unsecured credit card is another one of the few cards in the UK for those with bad credit or those who wish to build their credit history. Again, credit limits are low for these credit cards, starting at just £200 although the limit can be increased if the card is used wisely and repayments are made on time.

 

capital one

 

Click on above Capital One Visa card image

 

Representative Example

 

34.9% APR representative variable
34.94% p.a. variable on purchase
£1,200 credit limit


Capital One
Trent House
Station Street
Nottingham
NG2 3HX

 

 

 

 

2. UK Bank Account with Cheque Book & ATM Card for

those with bad credit

 

 

cheque book atm

    This UK personal bank account will provide you with the following benefits and facilities:

  • Cheque Book & ATM Card.
  • Possible Visa debit card. One client had £65K in defaults but still managed to get this cheque book account. He also deposited £2K and received a real Visa debit card (rather than just the ATM card) immediately!
  • Standing orders & direct debits.
  • Popular UK Building Society.
  • You can apply online, by phone or in person. No branch visit necessary.
  • Must be on electoral register.
  • Operate account via Internet, telephone or branch.
  • Not available to undischarged bankrupts or those with IVAs.
  • CCJs, defaults, poor payment history allowed.
  • You will also receive the UK debit card bank account information package (detailed above) plus the bankrupt bank account information package (detailed below) plus all the special bonus extras listed free of charge.

 

Click HERE to order this UK Cheque Book Bank Account

Information for only £29.95

 

    Click here for the bonuses that comes with this UK cheque book bank account information.

Click the Order Now button below to order this UK bank account information

by Credit or Debit card.

    Important: When ordering, please enter a valid postal address for verification purposes.

    We will then email you the details of the page where the UK cheque book bank account

    details and all future updates can be found.

cheque book account

order button

 

You will receive your order by Email once it has been verified.

 

To order this UK cheque book personal bank account information by Cash, Cheque

or Postal Order still click on the button above and follow the instructions.

 

 

3. UK Bank Accounts for those undischarged

from bankruptcy

 

 

visa card     atm

    There are 2 UK personal bank accounts for undischarged bankrupts that will provide you with the following facilities:

  • Both accounts provide Visa Debit Cards.
  • Both provide standing orders & direct debits.
  • There are no minimum opening balances required.
  • Both bank accounts are from high street banks.
  • Available to undischarged bankrupts or those with an IVA.
  • You will also receive the UK cheque book bank account information package (detailed above) plus the UK debit card bank account information package (detailed above) plus all the special bonus extras listed free of charge.

 

Click HERE to order this UK Bankrupts Bank Account Information for only £29.95

 

    Click here for the bonuses that comes with this UK bankruptcy bank account information.

Click the Order Now button below to order this UK bank account information

by Credit or Debit card.

    Important: When ordering, please enter a valid postal address for verification purposes.

    We will then email you the details of the page where the UK bankruptcy bank account

    details and all future updates can be found.

order button

 

You will receive your order by Email once it has been verified.

 

To order this UK undischarged bankruptcy bank account information by Cash, Cheque

or Postal Order still click on the button above and follow the instructions. 

 

guarantee 

If you apply for these UK bank accounts using the information we provide and as long as you do not have any history of fraud or are an undischarged bankrupt (except for bankrupt account) but are still refused a bank account then we shall refund you money in full.

 

Order within the next 7 days and you will also receive:

 

Free Special Bonus 1:

 

Order any of our UK bank account premium information packs and we will tell you about several other up to date free resources that provides details of all the bank accounts in the UK available to those people with bad credit.

 

Free Special Bonus 2:

 

Order our UK bank account premium information pack and we will include a free copy of our free eBook.

 

 

ebook

 

If you only require the new credit report eBook then you can obtain it for the

 

Special Offer price of ONLY £7.00

  

Details of this 'New Credit File' eBook can

be found on our UK credit report page.

 

 

See our other bad credit business account page.

 

UK Bank Accounts, 4 Coates Street, Park Hill,

Sheffield S2 5QU, South Yorkshire.

 

 

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