UK Bank Accounts For Those With Bad Credit

All information correct as of 11th April 2008

(Also see our bad credit UK Business Bank Accounts &

Prepaid Mastercard page)

How YOU Can Get A UK Personal Current Bank Account

Do you want a personal current UK bank account with a UK high street bank but find that because of a poor repayment history, poor, adverse or bad credit (one CCJ or multiple CCJs, one default or multiple defaults), even bankruptcy or an IVA, a low credit score (low earnings, not at address for long etc) or simply not being on the electoral register means that you are turned down again and again? If so, you are not alone.

We can provide you with the hard to find information enabling you to open a personal current UK bank account with a UK bank. The various UK bank accounts we can tell you about are available to almost anyone even if you have any of the credit problems mentioned above.

Provided you do not have a history of fraud (CIFAS flags on credit file) you will be not be refused for one of these bad credit UK bank accounts. We can even provide details of UK Bank Accounts For UK Undischarged Bankrupts.

You will simply need 2 forms of ID (identity and address) to open these bank accounts. This is a requirement for all those opening a UK bank account.

You can apply for these various non-status bad credit UK bank accounts by post, online or in the branch. You may be required to visit the bank to present your ID documents. The only checks done will be to make sure you do not have any CIFAS fraud flags on your credit file and to check your bankruptcy status.

We also recommend that you pay your income into the account. This will help enormously if you should ask the bank for an account upgrade at a later date.

If you have any enquiries please click on the CreditSolveUK image further down the page and fill in the enquiry form. Thanks.

We have several accounts we can recommend depending on your requirements and/or circumstances:-

(1) Personal Current UK Bank Account With Solo Debit Card With Possibility Of Upgrade

(2) Personal Current UK Bank Account With Cheque Book & ATM Card

(3) Personal Current UK Bank Account For Those Undischarged From Bankruptcy

This UK personal current bank account will provide you with the following benefits & facilities:

• Solo Debit Card & ATM cash card.
• Cheque book, cheque guarantee card plus overdraft facility possible after trial period irrespective of previous bad credit history (usually 6 months provided basic account has been operated in a satisfactory manner for this period).
• No minimum balance required.
• UK high street bank.
• Internet & telephone banking.
• Standing orders & direct debits.
• Normal cheque clearance times.
• Not available to undischarged bankrupts or those with IVAs.
• CCJs, defaults, poor payment history allowed.
• Non-UK residents living in UK accepted.
• Details of several Visa Electron Debit Card UK bank accounts for those with adverse credit will also be sent out free of charge. One Visa Electron Debit Card current bank account offers a Cheque Book. One client obtained this high street bank current account with a Cheque Book and Visa Electron Debit Card even though he had a failed IVA and several debts in excess of £70K.
• You will also receive details of a basic UK bank account that offers a Maestro (formerly Switch) debit card to those with adverse credit (excluding undischarged bankrupts).
• You will also receive the Cheque Book UK bank account information package 2 (detailed below) plus all the Special Bonus extras listed free of charge.
• You will also receive, free of charge, the bankrupt bank account information (detailed below)

Click here for the Free Special Bonuses that comes with this UK bank account information.

Click the Order Now button below to order this UK bank account information

by Credit or Debit card.

 Important: When ordering, please enter a valid postal address so that your information pack can be  delivered as soon as possible by Recorded Delivery.

Click on button below to order this bank account premium information pack

Orders are sent out the same day by first class post

(usually recorded delivery).

To order this UK bank account information by Cash, Cheque or Postal Order

go to the UK bank account order form.

Click On Above Image To Visit Our Credit Information Site

This UK personal current bank account will provide you with the following benefits and facilities:

• Cheque Book & ATM Card.
• Possible Visa debit card. One client had £65K in defaults but still managed to get this cheque book account. He also deposited £2K and received a real Visa debit card (rather than just the ATM card) immediately!
• Standing orders & direct debits.
• Popular UK Building Society.
• You can apply online, by phone or in person. No branch visit necessary.
• Operate account via Internet, telephone or branch.
• Not available to undischarged bankrupts or those with IVAs.
• CCJs, defaults, poor payment history allowed.
• Details of several Visa Electron Debit Card UK bank accounts for those with adverse credit will also be sent out free of charge. One Visa Electron Debit Card current bank account offers a Cheque Book. One client obtained this high street bank current account with a Cheque Book and Visa Electron Debit Card even though he had a failed IVA and several debts in excess of £70K.
• You will also receive the Solo Debit Card UK bank account information package 1 (detailed above) plus all the Special Bonus extras listed free of charge.
• You will also receive, free of charge, the bankrupt bank account information (detailed below)

Click here for the Free Special Bonuses that comes with this UK bank account information.

Click the Order Now button below to order this UK bank account information

by Credit or Debit card.

 Important: When ordering, please enter a valid postal address so that your information pack can be  delivered as soon as possible by Recorded Delivery.

Click on button below to order this bank account premium information pack

Orders are sent out the same day by first class post

(usually recorded delivery).

To order this UK bank account information by Cash, Cheque or Postal Order

go to the UK bank account order form.

Click On Above Image To Visit Our Credit Information Site

This UK personal current bank account will provide you with the following facilities:

• Visa Electron / ATM Card.
• Standing orders & direct debits.
• No minimum opening balance required.
• High Street Bank.
• Available to undischarged bankrupts or those with an IVA.
• The best account available for such people.
• We will also send you details of several other useful UK personal bank accounts available to undischarged bankrupts.
• You will also receive the Cheque Book and Solo Debit Card UK bank account information packages plus all the Special Bonus extras listed free of charge.

Click here for the Free Special Bonuses that comes with this UK bank account information.

Click the Order Now button below to order this UK bank account information

by Credit or Debit card.

 Important: When ordering, please enter a valid postal address so that your information pack can be  delivered as soon as possible by Recorded Delivery.

Click on button below to order this bank account premium information pack

Orders are sent out the same day by first class post

(usually recorded delivery).

To order this UK bank account information by Cash, Cheque or Postal Order

go to the UK bank account order form.

If you apply for these UK bank accounts using the information we provide and as long as you do not have any history of fraud or are an undischarged bankrupt (except account 3) but are still refused a bank account then we shall refund you money in full.

Order within the next 7 days and you will also receive:

Free Special Bonus 1:

Order any of our UK bank account premium information packs and we will tell you about a free up to date resource that provides details of all the bank accounts in the UK available to those people with adverse credit.

Free Special Bonus 2:

Order our UK bank account premium information pack and we will include a free copy of our Special Report:

'How To Create A Brand New UK Credit File' (Worth £49)

Order Your Copy Of Our Premium UK Bank Account Information Today!

The cost of this hard to find UK Bank Account Information is only £39.95!

How To Order Your Copy Of Our Premium UK Bank Account Information

You can pay for any of our hard to find UK bank account information either by Credit/Debit Card, Cash, Cheque or Postal Order.

If you don't have access to a credit or debit card or don't wish to use one and wish to pay by Cash, Cheque or Postal Order instead then fill out the form below and send it to us along with your introduction / information fee of just £39.95.

If you do not have a printer then you can simply send a piece of paper stating your requirements along with your payment.

All relevant information is sent to purchasers by first class mail.

We will also inform you of your nearest branch of the relevant bank. You will then be in a position to open your new UK bank account.

Bank Account Details Required: (please tick)

Name:_____________________________________________________________

Address:___________________________________________________________

__________________________________________________________________

Any banks you don't want to bank with:_________________________________

__________________________________________________________________

Please list any bad credit (CCJs, defaults, bankruptcies etc) with details:______

_____________________________________________________

_____________________________________________________

_____________________________________________________

Email: (Please write clearly and double check - please avoid free email services):

__________________________________________________________________

Where Did You Find Us? (which site?):___________________________________

In the event of the bank concerned being one of those that you don't want to

bank with your payment will be returned.

Send this completed form to:

UK Bank Accounts, 4 Coates Street, Park Hill, Sheffield S2 5QU, South Yorkshire.

Make cheques/POs payable to Mr J.Everill