UK Bank Accounts For Those With Bad Credit

All information correct as of 1st July 2009

(Also see our bad credit UK Business Bank Account &

Prepaid Mastercard page)

How YOU Can Get A UK Personal Bank Account

Do you want a normal personal UK bank account with a UK high street bank but find that because of a poor repayment history, poor, adverse or bad credit (CCJs or defaults), even bankruptcy or an IVA, a low credit score (low earnings, not at address for long etc) or simply not being on the electoral register means that you are turned down again and again? If so, you are not alone.

You could apply (and be accepted) for a very basic bank account such as the Lloyds TSB Cash Account or the HSBC Basic Bank Account.

However, although these accounts are fully functional bank accounts, they do not provide much in the way of useful facilities such as a debit card or cheque book. Everyone needs a debit card for buying online.

If you require a bank account with these more useful facilities then we can provide you with the hard to find information enabling you to open a UK bank account with a major UK bank. The various UK bank accounts we can tell you about are available to almost anyone even if you have any of the credit problems mentioned above.

Provided you do not have a history of fraud (CIFAS flags on credit file) you will be not be refused for one of these bad credit UK bank accounts.

We can even provide details of UK bank accounts for undischarged bankrupts.

You will simply need 2 forms of ID (identity and address) to open these bank accounts. This is a requirement for all those opening a UK bank account.

You can apply for these various bad credit UK bank accounts by post, online or in the branch. You may be required to visit the bank to present your ID documents. The only checks done will be to make sure you do not have any CIFAS fraud flags on your credit file and to check your bankruptcy status.

We also recommend that you pay your income into the account. This will help enormously if you should ask the bank for an account upgrade at a later date.

If you have any enquiries please click on the CreditSolveUK image further down the page and fill in the enquiry form. Thanks.

Vanquis Bank

Visa Credit Card

If you have a bad credit history this is one of the best Visa cards to apply for. Credit limits start at £250. Not guaranteed but the best unsecured alternative to a prepaid Mastercard

or Visa card.

Apply Now for FREE

Click on above Vanquis

Visa card image

E-Credit Plus

e-Platinum Plus Credit Card

This company can offer a guaranteed credit card with a credit limit of up to £5000.

Guaranteed approval with no credit checks!

Guaranteed Approval!

£5000 credit line!

We have several current bank accounts we can recommend depending on your requirements and/or circumstances:-

(1) Personal UK Bank Account With Solo Debit Card With Possibility Of Upgrade

(2) Personal UK Bank Account With Cheque Book & ATM Card

(3) Personal UK Bank Account For Those Undischarged From Bankruptcy

This UK personal bank account will provide you with the following benefits & facilities:

• Solo Debit Card & ATM cash card.
• Cheque book, cheque guarantee card plus overdraft facility possible after trial period (usually 6 months provided basic account has been operated in a satisfactory manner for this period).
• UK high street bank.
• Internet & telephone banking.
• Standing orders & direct debits.
• Normal cheque clearance times.
• Not available to undischarged bankrupts.
• CCJs, defaults, poor payment history allowed.
• Non-UK residents living in UK accepted.
• Details of several UK Visa & Visa Electron Debit Card bank accounts for those with bad credit will also be provided free of charge.
• Details of another UK bank account which now offers a Maestro debit card to all those with bad credit (except undischarged bankrupts) will also be provided free of charge.
• You will also receive the Cheque Book UK bank account information package 2 (detailed below) plus all the Special Bonus extras listed free of charge.
• You will also receive, free of charge, the bankrupt bank account information (detailed below)

Click here for the Free Special Bonuses that comes with this UK bank account information.

Click the Order Now button below to order this UK bank account information

by Credit or Debit card.

Important: When ordering, please enter a valid postal address for verification purposes. We will then email you the details of the page where the bank account details and all future updates can easily be accessed.

Click on button below to order this bank account premium information pack

You will receive your order by EMAIL once your order has been verified.

To order this UK bank account information by Cash, Cheque or Postal Order

go to the UK bank account order form.

Click On Above Image To Visit Our Credit Information Site

This UK personal bank account will provide you with the following benefits and facilities:

• Cheque Book & ATM Card.
• Possible Visa debit card. One client had £65K in defaults but still managed to get this cheque book account. He also deposited £2K and received a real Visa debit card (rather than just the ATM card) immediately!
• Standing orders & direct debits.
• Popular UK Building Society.
• You can apply online, by phone or in person. No branch visit necessary.
• Must be on electoral register.
• Operate account via Internet, telephone or branch.
• Not available to undischarged bankrupts or those with IVAs.
• CCJs, defaults, poor payment history allowed.
• Details of several UK Visa & Visa Electron Debit Card bank accounts for those with bad credit will also be provided free of charge.
• Details of another UK bank account which now offers a Maestro debit card to all those with bad credit (except undischarged bankrupts) will also be provided free of charge.
• You will also receive the Solo Debit Card UK bank account information package 1 (detailed above) plus all the Special Bonus extras listed free of charge.
• You will also receive, free of charge, the bankrupt bank account information (detailed below)

Click here for the Free Special Bonuses that comes with this UK bank account information.

Click the Order Now button below to order this UK bank account information

by Credit or Debit card.

Important: When ordering, please enter a valid postal address for verification purposes. We will then email you the details of the page where the bank account details and all future updates can easily be accessed.

Click on button below to order this bank account premium information pack

You will receive your order by EMAIL once your order has been verified.

To order this UK bank account information by Cash, Cheque or Postal Order

go to the UK bank account order form.

Click On Above Image To Visit Our Credit Information Site

There are 2 UK personal bank accounts for bankrupts that will provide you with the following facilities:

• One provides a Visa Debit Card, the other a Visa Electron Debit Card.
• Both provide standing orders & direct debits.
• There are no minimum opening balances required.
• Both bank accounts are from high street banks.
• Available to undischarged bankrupts or those with an IVA.
• You will also receive the Cheque Book and Solo Debit Card UK bank account information packages plus all the Special Bonus extras listed free of charge.

Click here for the Free Special Bonuses that comes with this UK bank account information.

Click the Order Now button below to order this UK bank account information

by Credit or Debit card.

Important: When ordering, please enter a valid postal address for verification purposes. We will then email you the details of the page where the bank account details and all future updates can easily be accessed.

Click on button below to order this bank account premium information pack

You will receive your order by EMAIL once your order has been verified.

To order this UK bank account information by Cash, Cheque or Postal Order

go to the UK bank account order form.

If you apply for these UK bank accounts using the information we provide and as long as you do not have any history of fraud or are an undischarged bankrupt (except account 3) but are still refused a bank account then we shall refund you money in full.

Order within the next 7 days and you will also receive:

Free Special Bonus 1:

Order any of our UK bank account premium information packs and we will tell you about a free up to date resource that provides details of all the bank accounts in the UK available to those people with adverse credit.

Free Special Bonus 2:

Order our UK bank account premium information pack and we will include a free copy of our Special Report:

'How To Create A Brand New UK Credit File' (Worth £34.95)

Order Your Copy Of Our Premium UK Bank Account Information Today!

The cost of this hard to find UK Bank Account Information is only £29.95!

How To Order Your Copy Of Our Premium UK Bank Account Information

You can pay for any of our hard to find UK bank account information either by Credit/Debit Card, Cash, Cheque or Postal Order.

If you don't have access to a credit or debit card or don't wish to use one and wish to pay by Cash, Cheque or Postal Order instead then fill out the form below and send it to us along with your introduction / information fee of just £29.95.

If you do not have a printer then you can simply send a piece of paper stating your requirements along with your payment.

All relevant information is sent to purchasers by first class mail.

We will also inform you of your nearest branch of the relevant bank. You will then be in a position to open your new UK bank account.

Bank Account Details Required: (please tick)

Name:_____________________________________________________________

Address:___________________________________________________________

__________________________________________________________________

Any banks you don't want to bank with:_________________________________

__________________________________________________________________

Please list any bad credit (CCJs, defaults, bankruptcies etc) with details:______

_____________________________________________________

_____________________________________________________

_____________________________________________________

Email: (Please write clearly and double check - please avoid free email services):

__________________________________________________________________

Where Did You Find Us? (which site?):___________________________________

In the event of the bank concerned being one of those that you don't want to

bank with your payment will be returned.

Send this completed form to:

UK Bank Accounts, 4 Coates Street, Park Hill, Sheffield S2 5QU, South Yorkshire.

Make cheques/POs payable to Mr J.Everill