UK Bank Accounts For Those With Bad Credit

UK personal bank accounts with Visa debit card

for those of you who have poor, adverse or no credit history at all

All information correct as of 1st September 2010

(Also see our bad credit UK Business Bank Account & Prepaid Credit Card page)

Do you keep trying to open a normal personal UK bank account with a UK high street bank but find that because of a poor repayment history, poor, adverse or bad credit (CCJs or defaults), even bankruptcy or an IVA, a low credit score (low earnings, not at address for long etc) or simply not being on the electoral register means that you are turned down again and again? If so, you are not alone.

You could apply (and be accepted) for a very basic bank account such as the HSBC basic bank account.

However, although such accounts are fully functional bank accounts, they do not provide much in the way of useful facilities such as a debit card or cheque book. Everyone needs a debit card for buying online.

If you require a bank account with these more useful facilities then we can provide you with the hard to find information enabling you to open a UK bank account with a major UK bank or Building Society. The various UK bank accounts we can tell you about are available to almost anyone even if you have any of the credit problems mentioned above.

Provided you do not have a history of fraud (CIFAS flags on credit file) you will be not be refused for one of these bad credit UK bank accounts.

We can even provide details of UK bank accounts for undischarged bankrupts.

You will simply need 2 forms of ID (identity and address) to open these bank accounts. This is a requirement for all those opening a UK bank account.

You can apply for these various bad credit UK bank accounts by post, online or in the branch. You may be required to visit the bank to present your ID documents. The only checks done will be to make sure you do not have any CIFAS fraud flags on your credit file and to check your bankruptcy status.

"I would just like to say your advice and information I received from your website

was incredible. It's been six months since I opened an account following your

instructions, and I have just been asked by the bank to open a Gold account with

all the usual extras that come with it. Thanks a lot." - Cecil ****huku. UK

We also recommend that you pay your income into the account. This will help enormously if you should ask the bank for an account upgrade at a later date.

If you have any enquiries please click on the CreditSolveUK image further down the page and fill in the enquiry form. Thanks.

Vanquis Bank

Visa Credit Card

If you have a bad credit history this is one of the best Visa cards to apply for. Credit limits start at £250. Not guaranteed but the best unsecured alternative to a prepaid Mastercard

or Visa card.

Apply Now for FREE

Click on above Vanquis

Visa card image

If you are a business or organisation and wish to provide prepaid Mastercard or Visa cards to your employees or members please

visit our business prepaid credit card page for details.

We have several current bank accounts we can recommend depending on your requirements and/or circumstances:-

 1. Several personal UK bank accounts with Visa, Visa Electron or Maestro debit cards

 2. Personal UK bank account with cheque book & ATM card

 3. Personal UK bank accounts for those undischarged from bankruptcy

Click On Above Image To Visit Our Credit Information Site

"I am just writing to thank you for the information you sent me on non-status

bank accounts. This morning I received my cash and solo card from ******,

this is going to make my life so much easier because as you must know we don't

seem to be able to buy anything anymore without some kind of card. Once again

thank you very much." - L.J. Oxon

Click On Above Image To Visit Our Credit Information Site

"Firstly thanks for your fast service, I opened two ****** accounts, (one for my

permanent employment and one for my self employment), without problem this

afternoon as advised." - D.T. Cardiff, Wales

If you apply for these UK bank accounts using the information we provide and as long as you do not have any history of fraud or are an undischarged bankrupt (except for bankrupt account) but are still refused a bank account then we shall refund you money in full.

Order within the next 7 days and you will also receive:

Free Special Bonus 1:

Order any of our UK bank account premium information packs and we will tell you about an up to date resource that provides details of all the bank accounts in the UK available to those people with adverse credit.

Free Special Bonus 2:

Order our UK bank account premium information pack and we will include a free copy of our Special Report:

'How To Create A Brand New UK Credit File' (Worth £34.95)

If you only require the new credit report eBook then you can obtain it for the

Special Offer price of ONLY £7.00

Details of this 'New Credit File' eBook can be found

on our UK credit report page.

Order your premium UK bank account information today!

The cost of this hard to find UK bank account information is only £29.95!

How To Order Our Premium UK Bank Account Information

You can pay for any of our hard to find UK bank account information by either Credit/Debit Card, Cash, Cheque or Postal Order.

If you don't have access to a credit or debit card or don't wish to use one and wish to pay by Cash, Cheque or Postal Order instead then fill out the form below and send it to us along with your introduction / information fee of just £29.95.

If you do not have a printer then you can simply send a piece of paper stating your requirements along with your payment.

Once we receive your order you will be sent details by email of the password protected part of our website where you can access the bank account details.

UK Bank Account Details Required: (please tick)

Name:_____________________________________________________________

Address:___________________________________________________________

__________________________________________________________________

Any banks you don't want to bank with:_________________________________

__________________________________________________________________

Please list any bad credit (CCJs, defaults, bankruptcies etc) with details:______

_____________________________________________________

_____________________________________________________

_____________________________________________________

Email: (Please write clearly and double check - please avoid free email services):

__________________________________________________________________

Where Did You Find Us? (which site?):___________________________________

In the event of the bank concerned being one of those that you don't want to

bank with your payment will be returned.

Send this completed form to:

UK Bank Accounts, 4 Coates Street, Park Hill, Sheffield S2 5QU, South Yorkshire.

Make cheques/POs payable to Mr J.Everill

Other bad credit business account page.